CalREVA.com
California Real Estate & Financial Services                                                                                            | SEARCH HOMES  |  LOANS  | 

Turning Houses Into Homes.....
 

Contact:

Amanda Pangelina

Phone: (707)343-6511

amanda@calREVA.com

  

HOME LOANS AND REFINANCING

CALL 707.343.6511 OR EMAIL amanda@calREVA.com for an APPOINTMENT!

When purchasing a home, it is important not only to find the right Real Estate Agent but also find the right Lender. When applying for a loan you want to be sure you get a loan that fits your financial situation. My goal is to help you get a loan that will benefit you, not put you in a financial bind later on in life.

VIEW LOAN PROGRAMS AVAILABLE!

Before you start the  loan process, be prepared to provide some information to your loan officer. Have it ready now to save time later.

  • Address to your place of residence (past two years)

  • Social Security numbers

  • Names and location of your employers (past two years)

  • Gross monthly salary at your current job(s)

  • Pertinent information for all checking and savings accounts

  • Pertinent information for all open loans

  • Complete information for other real estate you own

  • Approximate value of all personal property

  • Certificate of Eligibility and DD-214 (for veterans only)

  • Current check stubs and your W-2 forms (past two years)

  • Personal tax returns (past two years), current income statement and business balance sheet for self-employed individuals.

In addition, you will need to pay for a credit report and appraisal of the property.

PURCHASING YOUR HOME

Purchasing your home is an exciting time. However it is probably the largest financial commitment you will ever choose to make. The first step in buying is to know that you are financially ready. 

RE-FINANCING YOUR HOME

Want to see if you qualify for a lower interest rate?  Or maybe your rate will adjust soon. Use the calculator below and call to see what we can qualify you for!

 

USE THESE CALCULATORS BELOW TO HELP YOU DECIDE WHETHER YOU ARE READY TO PURCHASE OR REFINANCE YOUR HOME.

Mortgage Calculator